Apple is said to be collaborating with Klarna to allow customers to pay for new devices in installments.
Digital Trends may receive a commission when purchases are made through links on our site. Why should you trust us?
Bloomberg reports that the company might unveil a new Apple Upgrade program later this month, which would replace the long-standing iPhone Upgrade Program.
Apple is reportedly preparing to allow customers to finance their next iPhone, iPad, or Mac in installments. The new financing option, dubbed "Apple Upgrade," is expected to launch in the U.S. on July 28 in collaboration with Klarna, according to Mark Gurman from Bloomberg.
Payment conditions may differ by device
Gurman mentions that Apple could provide a buy-now, pay-later (BNPL) program for most current iPhone, iPad, Mac, and Apple Watch models, but specific terms may differ based on the typical prices and anticipated upgrade cycles of the products. Consumers might have access to a 24-month payment plan for new iPhones and Apple Watch models, likely reflecting the typical frequency of upgrades for these devices. In contrast, iPads and Macs could have a payment plan extending up to 36 months.
BREAKING: Apple will debut the Apple Upgrade next week, a leasing/subscription program for iPhone, iPad, Mac, and Apple Watch. The program is launching in the U.S. in conjunction with Klarna for online and retail sales. https://t.co/eM3J46MXJZ— Mark Gurman (@markgurman) July 21, 2026
The program may provide some flexibility, allowing customers to pay off the balance early, switch to a newer device before the term concludes, or keep their device after fully paying for it. More affordable models from Apple’s range, such as the Apple Watch SE, base iPad, iPhone 16, and MacBook Neo, might not be included.
The existing iPhone Upgrade Program is expected to be discontinued
Apple currently offers financing through its iPhone Upgrade Program, which began in 2015 and includes AppleCare+ coverage in the monthly payments. Gurman reports that Apple intends to cease taking sign-ups for the iPhone Upgrade Program once the Apple Upgrade launches, effectively phasing out the old program in favor of the partnership with Klarna.
In contrast to the iPhone Upgrade Program, the Apple Upgrade is not expected to include AppleCare+ as part of the standard plan. Therefore, anyone financing a new device may need to separately add coverage. Apple has not officially confirmed any details, and pricing for the financing plan and any additional AppleCare coverage remains to be seen.
Pranob is an experienced tech journalist with over eight years of expertise covering consumer technology.
TSMC might impose a price increase that could directly affect your next phone, laptop, or tablet.
Here’s what the rumored 10% chip price increase from TSMC means in terms of cost, and why your upcoming phone or laptop could become more expensive.
My wallet flinched at the sight of "TSMC" and "price increase" in the same headline, and yours should too. It appears that the company responsible for the silicon in nearly every flagship device, including Apple’s A-series and Qualcomm’s Snapdragon processors, is likely to make everything a bit more costly.
Samsung’s free storage doubling for preorders is no longer available in Austria, and the new offer isn't as appealing.
Samsung's free storage doubling promotion might be a thing of the past.
If you've pre-ordered a Samsung foldable purely for the storage bonus, tomorrow’s Unpacked event may be disappointing. For years, pre-ordering a new Galaxy meant automatically receiving double the storage at no extra cost. Purchase the 128GB model, and you got 256GB for the same price; the same was true for the 256GB and 512GB models. However, this could change at the upcoming Galaxy Unpacked event.
Apple resolves a Hide My Email issue that exposed users’ email addresses.
Here’s how Apple's Hide My Email flaw leaked real addresses for over a year and why it was only fixed after the issue became public.
It turns out the "Hide" feature in Hide My Email wasn’t functioning as intended, something I reported on in early July. Security researcher Tyler Murphy highlighted the flaw in June 2025, and although Apple stated it was addressed in March 2026, independent testing confirmed it remained vulnerable until at least July 3, 2026. So, how did this bug actually operate?
Other articles
Apple is said to be collaborating with Klarna to allow customers to pay for new devices in installments.
Apple is said to be launching a new financing initiative named Apple Upgrade in collaboration with Klarna later this month.
