Credibur reaches €2 billion in debt facility volume on its private credit infrastructure platform.

      The Berlin fintech, which secured $2.2 million in pre-seed funding in July 2025, has linked clients overseeing €2 billion in structured debt portfolios to its ongoing monitoring and reconciliation platform, outpacing nearly all similar infrastructure startups. Credibur, the Berlin-based fintech focused on infrastructure, is developing operational control software for non-bank lenders and their capital providers and has achieved €2 billion in debt facility volume on its platform just six months after emerging from stealth mode and concluding its pre-seed round.

      This figure represents the structured debt portfolios connected to Credibur’s platform, which offers continuous monitoring, independent verification, automated eligibility and covenant checks, and backup servicing for lenders in private credit markets. The swift achievement of this milestone is noteworthy. The company finalized a $2.2 million (€1.85 million) pre-seed round in July 2025, led by European fintech venture capital firm Redstone, with contributions from MS&AD Ventures, Canadian VC Inovia, and a group of fintech angels including Malte Rau (founder of Pliant), Estelle Merle and Charlotte Pallua (co-founders of Topi), along with super angel Bjarke Klinge Staun.

      Just six months after this announcement, Credibur’s clients collectively manage €2 billion in facilities on the platform, covering consumer lending, leasing, invoice finance, and SME credit. Among its notable clients are the diamond and gemstone marketplace Nivoda, fund manager Montold, and digital leasing provider Greenleaze.

      The issue that Credibur is tackling has been neglected mainly due to its lack of glamour. According to AFME, European structured credit markets have over €1.27 trillion in outstanding volume, with securitization volumes rising by 65% from 2023 to 2025. Yet, the operational infrastructure for managing these portfolios has not kept up. In most cases, once capital is allocated, lenders are unable to independently verify eligibility checks, reconcile cash flows against reported portfolios, or monitor covenant compliance in real time.

      Mistakes and data quality problems remain unnoticed until the next reporting deadline. Credibur replaces periodic reporting with continuous monitoring: the platform connects directly to originators, servicers, and payment systems, allowing reconciliation of data against actual cash flows, potentially on a daily basis.

      Nicolas Kipp, Founder and CEO, co-founded the embedded lending platform Banxware and previously held the position of Chief Risk Officer at Ratepay before establishing Credibur in late 2024. His view of the opportunity is clear: non-bank lending has expanded more rapidly than the operational infrastructure supporting it. For him, the €2 billion figure signifies that the demand was already present. Montold, a fund manager, is noted as Credibur’s initial partner to validate portfolio-level operations across multiple facilities at the same time, demonstrating the more complex use case the platform is intended to address at scale.